Are you a frequent flyer? Joining a frequent flyer program gives you the opportunity to earn miles which can be accumulated into free trips, travel class upgrades, access to airport lounges, free accommodation in hotels, free gasoline and several other discounts that are available depending on the company or corporation in charge of the frequent flying program. It should interest you to know that you have option of selecting between airline-sponsored frequent flyer cards or bank-sponsored frequent flyer cards.

A very good frequent flyer program is the US Airways MasterCard frequent flyer program. With this card, you can book air flights with the US Airways. Apart from the convenience of purchasing flight tickets or booking flights, there are also several other benefits. For every use of this card, there are points which are accumulated which are in form of bonus miles, companion tickets or preferred boarding priviledges. The US Airways MasterCard is issued by Juniper which is a subsidiary of The Barclays Bank. Juniper offers three different types of MasterCard for the US Airways:

The World MasterCard

This card comes with no annual fees with an initial 5,000 bonus miles. You also get 1 mile for every 2 dollars you spend on personal purchases.

The Gold World MasterCard

This comes with a $49 annual fee and a 20,000 bonus miles, one mile on every dollar spent and an annual companion ticket that is worth $149 with no particular limits on spending.

The Premier World MasterCard
One may upgrade to Premier World MasterCard with $79 annual fees. It also comes with up to 40,000 miles of bonus with two annual companion tickets and preferred boarding privileges. There are other several benefits too in the form of loyalty rewards and points accrued.

How to Obtain the US Airways MasterCard

The US Airways MasterCard from Juniper may be obtained from their website after you must have supplied your Social Security Number and valid addresses and names. Depending on your credit ratings, you may select any of the three cards that are available. For poor credit history, you may start with the World MasterCard which comes with no annual fees. Over time, you will be able to build your credit to upgrade to the Gold World MasterCard and the Premier World MasterCard.

Credit cards are very good when money is scarce but it requires adequate planning. You may only choose a card that matches your lifestyle and needs.